This Lay-By Policy of SOVIET should be adhered to at all times and is in accordance with the Consumer Protection Act 68 of 2008.

Lay-By Terms and Conditions

  •  A lay-by is a system of payment reserved for customers of SOVIET retail stores, whereby a customer pays a deposit on an article, which is reserved for them until they have paid the full price.
  •  Identification documents must be provided for verification on entering into a lay-by agreement (“Lay-By Agreement”).
  • The Lay-By Agreement will state the date when the Lay-By Agreement begins (“Start Date”).
  • A minimum deposit of 25% of the contract price is required.
  •  A date of completion must be agreed upon and stipulated in the Lay-By Agreement (“Date of Completion”).
  •  The customer must pay the contract price in full on or before the Date of Completion.
  • The item/s will remain with SOVIET until the contract price is paid in full.
  • The Date of Completion can be for a maximum 3 (three) months from the Start Date.
  • The item/s will be kept for a maximum of 3 (three) months from the Start Date.
  • When item/s are collected, the identification document, verified in terms of clause 1, must be provided.
  • On cancellation of the Lay-By Agreement before the Date of Completion, a 1% cancellation penalty on the contract price will be charged and the balance will be paid back to the customer in cash.
  • The 1% cancellation penalty will not be charged if the customer’s failure to complete payment was due to the death or hospitalisation of the customer.
  • Items purchased in terms of a Lay-By Agreement are subject to the SOVIET Returns Policy.
  • Contact us on 011 061 0500 or